NEED HELP NOW? | 912-877-4243

About JC Vision & Associates, Inc.

Mission Statement

Our purpose is to identify financial solutions by providing tools that will increase economic resources, wealth and development for consumers and communities within southeast Georgia.

Vision Statement

The scope of our work aims to set the captive free from financial bondage.


As a faith based organization, JCVision and Associates, Inc. launched its consumer education and credit counseling programs in March 2000 in Georgia. JCVision was established to help set the clients free from financial bondage, to restore sight to the financially blind and to point towards the acceptable way to financial independence. Within the past 14+ years the organization has expanded its services to provide more educational programs that are tailored towards the client's immediate consumer and financial needs. Since its inception it has educated and provided services to over 25,000 residents located throughout middle and Georgia.

Our Team

Our staff consists of highly trained consumer education and tax specialists. We ensure our staff has the most up-to-date training and certifications. Our staff then disseminate this vital information to the public through outreach and educational activities, group workshops, and individual counseling. As a result our clients are more informed about the changing financial climate and how the changes will affect their purchasing decisions.

If you are interested in talking with our staff, please call us (912) 877-4243.

Chairman Message

Welcome to and we look forward to assisting you in becoming a better informed consumer. Since 2000, our organization has proudly fulfilled its mission of improving lives through financial education, more specifically, educating over 25,000 Georgians to become better consumers, to know their housing rights, tax responsibilities, and to increase wealth through homeownership . The key to our success is providing quality counseling services and ensuring the clients are receiving current related information from professional and trained staff.

JCVision and Associates, Inc. provides various educational services to include budget development and money management guidance, bankruptcy counseling, community-wide educational programs, and housing counseling assistance to consumers via the internet, in-person counseling, and over the phone sessions. Our main walk-in site is conveniently located in the center of downtown Hinesville.

JCVision and Associates, Inc. is a U.S. Department of Housing and Urban Development (HUD) Approved Housing Counseling Agency. Our agency has also received authorization from U.S. Department of Justice, Office of Trustee to provide consumers with pre and post bankruptcy education. Approval to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services. Our organization also receives referrals for homeownership counseling and mortgage foreclosure prevention services from the Georgia Department of Community Affairs, U.S. Department of Agricultural-Rural Development, U.S. Department of HUD and additional local community service partners.

Please explore our site and we encourage you to take advantage of our wide array of educational services. Some of our services are free, while others we charge a nominal fee. Call our office for more details on prices and services. We look forward to helping you achieve your immediate financial objectives.

J. Leo Ingram, Jr.
President/Chairman of the Board

Board of Directors

  • Jimmie Ingram – Board Chair – Retired U.S. Army
  • Mary L. Williams – Treasurer – century 21 Jeff Keller Realty
  • Patricia O’Neary – Secretary – Retired U.S. Army
  • Pamela Brown – Retired U.S. Army
  • Larry Logan – Retired U.S. Army
  • Terry Lollis – Wounded Warrior, Recovery Coordr., Ft Stewart
  • Barbara Nixon – Community Advocate
  • Chris Stacy – Retired U.S. Army, Community Advocate
  • Marguerite West – Retired Army