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FAIR HOUSING

What is Fair Housing?

Federal law prohibits discrimination in the sale, rental, and financing of dwellings and in other housing related transactions based on:

  • Race
  • color
  • National origin
  • Religion
  • Sex
  • Handicap (disability)
  • Familial status (including children under the age of 18 living with parents of legal custodians, pregnant women, and people securing custody of children under the age of 18)

Have you ever been a victim where actions, omissions, or decisions were taken which restricted your housing choice as an individual or as a family? Please read on.

What is Prohibited?

In the Sale and Rental of Housing, no one may make any of the following actions based on race, color, national origin, religion, sex, familial status or handicap (disability):

  • Refuse to rent or sell housing
  • Refuse to negotiate for housing
  • Deny a dwelling
  • For profit, persuade owners to sell or rent or
  • Provide different housing services or facilities
  • Make housing unavailable
  • Falsely deny that housing is available for inspection, sale or rental
  • Set different terms, conditions or privileges for sale or rental of a dwelling
  • Deny anyone access to or membership in a facility or service (such as multiple listing service) related to the sale or rental of housing

In Mortgage Lending?

In Mortgage Lending, no one may make any of the following actions based on race, color, national origin, religion, sex, familial status or handicap (disability):

  • Refuse to make a mortgage loan
  • Discriminate in appraising property
  • Refuse to purchase a loan or Set different terms or conditions for purchasing a loan
  • Refuse to provide information regarding loans
  • Impose different terms or conditions on a loan, such as different interest rates, points, or fees

In addition:

It is illegal for anyone to:

  • Threaten, coerce, intimidate or interfere with anyone exercising a fair housing right or assisting others who exercise that right
  • Advertise or make any statement that indicates a limitation or preference based on race, color, national origin, religion, sex, familial status or handicap (disability). This prohibition against discriminatory advertising applies to single-family and owner-occupied housing that is otherwise exempt from the Fair Housing Act.

If you have questions, or feel you have been discriminated against, please call (912) 877-4243. All information is strictly confidential.

Que Es La lguidad de Vivienda?

La ley Federal prohibe la discriminación en la compra, venta y financión de vivenda y en otros casos relacionados con vivendas basados en:

  • Raza ó color de piel
  • Origen nacional
  • Religión
  • Sexo
  • Incapacidad/Discapacidad
  • Estatus familiar ( incluyendo niños menores de 18 años de edad que viven con sus padres, mujeres embarazadas, o personas que tengan custodia legal de un niño menor de 18 años de edad).

¿ Ha sido usted algun día una victima de acciónes, omisiones, o ha alguien tomado una decisión en la cual usted ha sido restrigido de vivienda como individuo o como una familía? Si su respuesta es si, por favor siga leyendo.

Que es Prohibido

En la venta y ocupación de vivienda, Nadie puede tomar estas acciónes sobre usted en base a su raza, color de piel, nacionalidad, religión, sexo o estatus familiar o incapacidad:

  • Rehusar el alquiler, negociar o la venta de vivenda.
  • Rechasar negociaciones de vivienda.
  • Hacer falsa representación de la disponibilidad de vivenda.
  • Rechasar la vivienda.
  • Fijar terminos, condiciones o privilegios diferentes para venderle o alquiarle la vivienda.
  • Negar que hay vivienda disponible para compra, venta o inspección.
  • Convencer a los dueños que vendan o que alquilien su propiedad para obterner una ganancia.
  • Rehusar a dar a cualquier persona acceso a o miembrecía a una facilidad o servicio (como a una lista de servicio multiple) relacionado a la venta o alquiler de su propiedad.

En prestamos de hipoteca es prohibido

  • Rehusarse a alquilar o vender la propiedad.
  • Rehusarse a dar informacíon sobre prestamos.
  • Imponer diferentes terminos y condiciones para obterner prestamos. Por ejemplo: diferente taza de interes, de puntos o tarifas.
  • Discriminación en la evaluación de su propiedad.

En conclusión:

Es illegal para cualquier persona o personas:

  • Amenazar, intimidar o interferir con cualquier persona o personas que esten ejercitando su derecho a Iguidad de Vivienda o que esten ayudando a otras personas a ejercitar su derecho de Iguidad de Vivienda.
  • Publicar o dar un comunicado que indique limiltación o preferencias basadas en: raza, color de piel, nacinalidad, religión, sexo, estatus familiar o incapacidad. Esta prohibición en contra de publicidad discriminatoria aplica a casas para una sola familía y a propiedades ocupadas por el dueño, que de otra manera serian exemptas del Acta de Iguidad de Vivienda.

Si usted o un miembro de su familía siente que a sido victima de una discriminación de Iguidad de Vivienda por favor comuniquese con nuestros al (912) 877-4243, o visite nuestra que esta localizada en Hinesville:

JCVision and Associates, Inc.
135 E. M.L. King, Jr. Drive, Suite G
Hinesville, GA 31313.

TODA INFORMACION ES CONFIDENCIAL

(912)877-4243 o (866)396-4243

Fair Housing and Filing a Complaint

On April 11, 1968, President Lyndon Johnson signed the Civil Rights Act of 1968, which was meant as a follow-up to the Civil Rights Act of 1964. The 1968 act expanded on previous acts and prohibited discrimination concerning the sale, rental, and financing of housing based on race, religion, national origin, or sex. The act was amended under Title VIII of the Act in 1968 to prohibit discrimination based on disability and familial status.

The enactment of the federal Fair Housing Act on April 11, 1968 came only after a long and difficult journey. However, when Rev. Dr. Martin Luther King, Jr. was assassinated on April 4, 1968, President Lyndon Johnson utilized this national tragedy to urge for the bill's speedy Congressional approval. Since the 1966 open housing marches in Chicago, Dr. King's name had been closely associated with the fair housing legislation. President Johnson viewed the Act as a fitting memorial to the man's life work, and wished to have the Act passed prior to Dr. King's funeral in Atlanta.

Equal access to rental housing and homeownership opportunities is the cornerstone of this nation’s federal housing policy. Landlords, lenders, sellers or any housing provider who refuse to rent , finance, or sell any dwelling to people based on race, color, religion, sex, national origin, disability or familial status are violating the federal law, and HUD will vigorously pursue them. Housing discrimination is not only illegal, it contradicts in every way the principals of freedom and opportunity we treasure as Americans. The Department of HUD is committed to ensuring that everyone is treated equally when searching for a place to call home.

If you feel you have been a victim of discrimination. The Fair Housing Act allows you to file a complaint free of charge. Alleged violations of the Act are investigated by the U.S. Department of Housing and Urban Development, state and private fair housing groups working with HUD, such as JCVision and Associates, or go to www.hud.gov website.

There is a time Limit To File A Complaint. You must file a complaint within one year of the housing discrimination. You have two years to file a federal civil court action. If You Suspect you are a victim of Housing or lending discrimination, You Can File A Complaint free of charge with US Department of HUD or JCVision and Associates, your local HUD Approved Housing Counseling & FHIP Agency. Call our office immediately at (912)877-4243 or toll free (866)396-4243. Your inquires and complaint filing is strictly confidential.