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Chairman Message

Welcome to and we look forward to assisting you in becoming a better informed consumer. Since 2000, our organization has proudly fulfilled its mission of improving lives through financial education, more specifically, educating over 15,000 Georgians to become better consumers, to know their housing rights, tax responsibilities, and to increase wealth through homeownership . The key to our success is providing quality counseling services and ensuring the clients are receiving current related information from professional and trained staff.

JCVision and Associates, Inc. provides various educational services to include budget development and money management guidance, bankruptcy counseling, community-wide educational programs, and housing counseling assistance to consumers via the internet, in-person counseling, and over the phone sessions. Our main walk-in site is conveniently located in the center of downtown Hinesville.

JCVision and Associates, Inc. is a U.S. Department of Housing and Urban Development (HUD) Approved Housing Counseling Agency. Our agency has also received authorization from U.S. Department of Justice, Office of Trustee to provide consumers with pre and post bankruptcy education. Approval to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services. Our organization also receives referrals for homeownership counseling and mortgage foreclosure prevention services from the Georgia Department of Community Affairs, U.S. Department of Agricultural-Rural Development, U.S. Department of HUD and additional local community service partners.

Please explore our site and we encourage you to take advantage of our wide array of educational services. Some of our services are free, while others we charge a nominal fee. Call our office for more details on prices and services. We look forward to helping you achieve your immediate financial objectives.

J. Leo Ingram, Jr.
President/Chairman of the Board

Board of Directors:

  • Jimmie Ingram - Board Chair - Retired U.S. Army
  • Mary L. Williams - Treasurer - Century 21 Jeff Keller Realty
  • Patricia O'Neary - Secretary - Retired U.S. Army
  • Pamela Brown - Retired U.S. Army
  • Larry Logan - Retired U.S. Army
  • Terry Lollis - Wounded Warrior, Recovery Coordr., Ft Stewart
  • Barbara Nixon - Community Advocate
  • Chris Stacy - Retired U.S. Army
  • Marguerite West - Retired Army