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If you are behind on your mortgage payments, our certified housing counselors can help you get back on track. Our goal is assist you to avoid foreclosure on your home. We will work with you to:
Foreclosure prevention counseling is currently available FOR FREE. Our staff has the expertise and to serve in consumers’ best interests. *
* NOTE: These services are very different from for-profit loan modification “specialists” who charge high, advanced fees to, frequently, do little or nothing to help the homeowner in need of help.
If you are struggling to make your monthly mortgage payments, there are programs available to give the homeowner a "hand-up" and may prove to provide temporary and/or permanent financial relief for the household as they move forward to regain their economic footing. For example:
The Making Home Affordable Program (MHA) ® is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.
For more info about MHA and the requirements, go to www.makinghomeaffordable.gov
HomeSafe Georgia is a federally funded program designed to assist homeowners who struggle to pay their mortgage due to unemployment or underemployment through no fault of their own. HomeSafe Georgia will help by providing "bridge" mortgage assistance to many Georgians who meet the program's eligibility guidelines and requirements. HomeSafe Georgia provides up to 18 months of temporary mortgage payment assistance for the homeowner and send the monthly payments directly to the lender. Since HomeSafe Georgia began in April 2011, more than 2,000 Georgians have received assistance to help them make their mortgage payments until they find work.
A: The following are some warning signs of foreclosure rescue scams and fraud
A: The following are a few steps to take immediately to report your situation:
To learn about foreclosure rescue scams, go to the following websites and to file a complaint or to get free information on fraud and other consumer issues: